Recreational Vehicle Insurance in Brentwood, CA
A recreational vehicle (RV) and a boat may give you freedom on the road and on water, but owning either type of vehicle may also expose you to specific risks. Hence, an RV & boat insurance policy may help financially protect your properties in case of a loss.
What Is RV & Boat Insurance? 
RV and boat insurance are types of coverage that may safeguard you from financial losses if your property gets lost or damaged by a covered risk, or if you’re at fault for other parties’ losses.
RV insurance may provide coverage for camper vans, motorhomes and trailers against liability, property and personal damage insurance claims. On the other hand, boat insurance may cover bodily injuries or damage you cause to other boats or water vehicles.
Specific coverage may vary depending on the insurer, but these policies often cover the following:
- Comprehensive coverage may financially protect you from losses caused by fire, theft, vandalism and certain weather events.
- Collision coverage may cover the financial cost of certain damage if you collide with another vehicle, vessel or object.
- Liability coverage may cover legal expenses and losses if you cause bodily injury or property damage to a third party.
- Uninsured/underinsured motorist coverage may be helpful if you incurred losses for which an RV driver or boater with insufficient insurance was at fault.
How Can I Get a Discount on My RV & Boat Insurance?
Here are some ways that could help you lower the cost of your RV & boat insurance:
- Increase your deductible amount.
- Maintain a good credit record.
- Keep a good driving and/or navigational history.
- Bundle your policy together with your auto or home insurance policy.
- Take safety courses.
Contact Golden Earth Insurance Services today to learn more or request a personalized quote.